Pricing
Understand your options.
Keep more of what you earn.
There are two pricing approaches we offer. Neither is right for every business—so we'll explain both plainly and help you compare them with what you pay now.
01 — Dual pricing
Two clear prices. Your customer chooses.
With dual pricing, customers see a clearly disclosed cash price and card price before they pay. Nothing is hidden, and nothing is added at the last second.
A properly structured program may reduce or eliminate eligible card-processing costs paid by your business. Dual pricing is different from credit-card surcharging, and we'll explain the distinction for your situation.
Ask about dual pricingGood to know
Program availability, required disclosures, and any remaining charges depend on your business, program terms, and applicable requirements. Dual pricing doesn't mean every merchant pays zero total fees.
02 — Interchange plus
Bring us your current pricing. Let us compete.
Interchange plus separates the underlying interchange and network costs from the processor's markup, so you can see exactly what you're paying and why.
Card networks set interchange rates—no processor controls them. What Caliber competes on is our pricing and markup. Send us a statement or a quote you've received, and we'll put together a competitive proposal.
Submit a quote to compareInterchange
Set by card networks and issuing banks
Network fees
Charged by the card brands
Processor markup
Where Caliber competes
Side by side
How the two approaches compare.
How it works
- Dual pricing
- Your business displays two prices: a cash price and a card price. The difference is disclosed clearly before the customer pays.
- Interchange plus
- Your cost is the underlying interchange and network fees, passed through, plus a separate processor markup.
What the customer sees
- Dual pricing
- Clearly posted cash and card prices, so they can choose how to pay.
- Interchange plus
- One price. Nothing changes at checkout for the customer.
How merchant costs are handled
- Dual pricing
- A properly structured program may reduce or eliminate eligible card-processing costs paid by your business.
- Interchange plus
- Your business pays processing costs, with the markup shown separately so you can see exactly what you're paying for.
What to discuss in a review
- Dual pricing
- Your pricing displays, customer mix, program terms, and the disclosures that apply to your business.
- Interchange plus
- Your current markup, your card mix, and how our proposal compares to what you pay today.
The right approach depends on your business, your customers, and how you sell. A statement review is the best way to compare.
Questions
Straight answers.
Dual pricing means your business shows two clearly disclosed prices—one for cash and one for card—and customers choose how to pay. A properly structured program may reduce or eliminate eligible card-processing costs paid by your business. It isn't the same as adding a hidden fee at checkout, and it isn't the same as surcharging. Availability, required disclosures, and any remaining charges depend on your business, the program terms, and applicable requirements.
Every card transaction carries interchange and network costs set by the card networks and issuing banks. With interchange plus, those costs are passed through as they are, and the processor's markup is listed separately. Caliber doesn't set interchange—we compete on our markup and our service.
Yes. Upload a recent statement through our contact form, or email it to sales@caliberpayments.com. We'll review what you're paying and walk you through whether Caliber can offer a better fit. Please redact bank account numbers and other unnecessary sensitive information first.
No. Processing with Caliber is month-to-month. If we don't meet your expectations, you're free to leave without an early termination penalty.
We offer free equipment. The right terminal or setup depends on how you take payments—at a counter, on the go, or remotely—so we'll recommend options after learning about your business.
Absolutely. Send us a note through the contact form or email sales@caliberpayments.com, and a member of our team will reach out to talk through your needs. Our customer service is available 24 hours a day.
Free statement review
Put your statement to the test.
See what better pricing and a more personal payment experience could look like.
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